hersheybar99 asked:


Ok first of im on long island. One of the most expensive places in the country. Rents here are crazy. Im 26 yrs old and still live at home with my parents who have strict rules and treat me like im 18, have to be home a ceratin time, tell me who to date, cannont see certain people, cannot own pets, they are up my ass every min ect. Anyway, i really want to move out within the next 6 months or so. I can only really afford a basement apartment which can vary in prices such as 800-1000. Rents in complexes are almost 1500-2000 a month for a nice place. Its insane.
Anyway, I have about 20k saved up. However im still anxious as im so afraid im giong to run out of money if i move out. Plus for my future i would like to own something (i may have to move off long island for that). I need opinions, i really need to move out -i dont have control of my life being at home and want to stay out when i move out. I dont want to have to move back home! I am single right now.
so how do u guys do it? how do u end up getting an apartment and saving money for a home?

Shelly C asked:


I’m prepping to buy my first home but have not found a mortgage agent yet. Is there any advice on government programs for first time buyers? I’m looking for the best advice to save money on a mortgage. Does anyone have any advice on how to buy smart when dealing with real estate agents? Any tricks on how to deal with them. I really want to avoid getting taken of advantage of. Your advice is really appreciated! Thanks!